Industries We Serve
- Class II and III Short Line Railroads
- Switching/Spotting
- Private Railcar Owners
- Rail Line Owners (Municipalities, Museums, Ports, etc.)
- Equipment/Railcar Leasing, Repair, and Cleaning
- Manufacturing and Distribution
- Transloading/Intermodal/Warehousing
- Rail Construction, Logistics, and Consulting

Distinct Insurance Options
- Railroad Liability: Foreign rolling stock, bill of lading, rail passengers, use of hi-rail, FELA (Federal Employers Liability Act) protection, track and roadbed of others
- Contractors General Liability: Construction work being performed on or within 50 feet of railroad right of way, FELA protection, excess auto
- Inland Maine/Rolling Stock/Property: Owned or leased track and roadbed, coverage for natural disasters, re-rail coverage, flood, vandalism
- Railroad Protective Liability: Project-specific coverage


Protect Your Rails. Preserve Your Peace of Mind.
Whether you operate a railroad or a business associated with the rail industry, you need comprehensive coverage. Our team actively works with you, strategizing, educating, and advocating on your behalf to keep your business on track.
Insurance is commonly viewed as a service paid for and hopefully not used. At CBIZ, we believe insurance is an investment in your business’ growth. Our offerings include commercial and rail insurance risk management solutions designed to protect your organization, employees, clients, and peace of mind.
Get Started
Ready to connect with an advisor? Fill out the form and a member of our team will be in touch to discuss insurance and risk management solutions for your rail business.
